Services
Health insurance services
Everyone’s situation is different. Whether you’re self-employed, retiring early, or just trying to make sense of the marketplace, John Lazas offers straightforward, local guidance. No 1-800 numbers, no one-size-fits-all answers.
How it works
Quick discovery call — We learn your doctors, prescriptions, budget, and situation. Takes about 30 minutes. No pressure.
We do the research — John and Stefanie audit the marketplace, private PPOs, and HSA plans on your behalf.
Review your options — A 60-minute Zoom call where we walk through tailored recommendations.
Enroll & stay covered — We handle the paperwork and stay available for questions, claims, and annual reviews.
You shouldn’t need a law degree to pick a health plan. John Lazas offers straightforward, personalized guidance, whether you’re a solo freelancer, an early retiree, or someone who just wants to stop guessing.
Self-employed & small business owners
Private PPOs, HSA-compatible plans, and coverage for freelancers, consultants, and small teams, as well as employers with up to 300 employees.
Early retirees (pre-65)
Bridge the gap to Medicare without overpaying for COBRA. We compare your options and find the right fit for your retirement income.
Simplified ACA & marketplace enrollment
Free help navigating plans and maximizing your subsidies, as well as keeping your doctors in-network.
Customized private PPO
Nationwide coverage, no referrals, and a dedicated advocate for billing or claims. For those who want a higher-touch experience.
Local Expertise. Real Coverage. Zero Confusion.
Nationwide health insurance guidance without the confusion. Just straightforward advice from a trusted independent advisor.
